Mortgage Rate Predictions for 2022

After interest rates on 30-year fixed-rate mortgages hit a record low of 2.66% at the tail end of 2020, the rates rose modestly at the start of 2021 hovering below 3% for much of the year. While 2022 kicked off with low mortgage rates, they have seen an uptick recently. There are two major factors at play here: increasing inflation and a growing economy. That said, mortgage rates can always rise and fall for a variety of reasons. At a basic level, a growing economy leads to higher mortgage rates while a slowing economy leads to lower mortgage rates.

Overall, mortgage rates are expected to go up in 2022, particularly with the Federal Reserve's indication of an increase to the bench mark interest rates and Federal…

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Despite the rising costs of building supplies and a decrease in workers, the demand for home renovations is expected to increase in 2022.

Approximately 6 million homes were sold in 2021, the highest number in 15 years. It is estimated that three-quarters of American homeowners will consider at least one home improvement project in 2022, either because they want to customize their new home or because they want to improve their existing home rather than purchase a new one at an increased cost.

The home improvement industry has seen steady growth for the past five years, even prior to the most recent housing boom. Home renovation spending is predicted to increase by 9% in the first quarter of this year, and then continue to increase by 8.8% in the…

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Real estate is still so desired in Summit County that properties are literally under contract in days. If you are in the market to purchase a ski condo, want to get settled into an amazing mountain retreat or if you have been looking for that special location to build your dream home, it is not too late to create some memories this ski season. You can always count on your Breckenridge Associate agent to be the first to know when a new property becomes available, or it just might be on the list below!

Here are Breckenridge Associates Real Estate Top 5 Deals for February 2022.

BUFFALO RIDGE Building DD Unit 203 - Pending
Great opportunity to be centrally located to 6 major ski resorts. Enjoy stunning views of the Continental Divide and Lake…

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The unexpected boom that occurred in our real estate market in 2020 continued its upward trend into 2021. The overall number of residential properties sold in Breckenridge increased from 798 to 812 while Summit and Park Counties combined saw an increase from 2666 to 2702.

What makes these statistics even more remarkable is that they are coupled with historically low inventory even during the busier selling seasons. More buyers are buying and more sellers are selling. Demand is high and supply is low.

Has anything gone down? Yes- days on market are down! Properties sell so quickly that inventory levels don’t appear to change. 

Is it a great time to sell? Yes! Sellers are seeing huge returns, even on homes recently purchased in the past 12-24…

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New years are a unique tick of the clock that always prompts us to celebrate, reflect, look back, take stock, assess how we did, and resolve to do better. Around the world a new year is meaningful and important, a time for celebration and personal efforts to make good on a fresh set of resolutions. It may be also be symbolic of saying goodbye to the old and welcoming the new. Is this your year to finally make your mountain home dreams come true? You can always count on your Breckenridge Associate agent to be the first to know when a new property becomes available, or it just might be on the list below!

Here are Breckenridge Associates Real Estate Top 5 Deals for January 2022.


175 PROTECTOR PLACE
Terrific lot in the Peak 7 neighborhood of…

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Updated 1/11/2022

The most beloved signature event in Breckenridge returns for 2022. The International Snow Sculpture Competition (ISSC) creates a temporary but magnificent outdoor museum in the center of town.  

JANUARY 24 – FEBRUARY 2, 2022 | RIVERWALK CENTER | BRECKENRIDGE

JANUARY 24 SCULPTING BEGINS
JANUARY 24-28 SCULPTING WEEK
JANUARY 28 SCULPTING ENDS VIEWING WEEK BEGINS
JANUARY 28 - FEBRUARY 2 DAILY SCULPTURE VIEWING
NOTE: Reservation Required for January 29 viewing

The competition begins with 20-ton, 12-foot-tall blocks of snow spaced out in the Tiger Dredge parking lot next to the Riverwalk Center. Pre-competiton prep includes volunteers who help stomp the snow into these huge rectangular shaped blocks. The ISSC is commonly mistakenly…

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December in Breckenridge is all about the holiday spirit and bringing our postcard-perfect image to real life. Mountain-curated events this month include a dog parade, a Moose March and Ullr Fest to celebrate our mythical Norse god of snow. In between events, all month long, we’ll rejoice with every new snowfall and the opening of each lift and run as more terrains becomes available for skiing and riding on the mountain in our own backyard. Come visit and you likely won’t want to leave, so stop into our Main Street office and let us help you find a home of your own in the high country of Summit County.

Here are Breckenridge Associates Real Estate Top 5 Deals for December 2021.


499 White Cloud
Classic mountain elegance defines this Eagle’s…

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What a year 2021 has been for real estate! We broke records beyond imagination and worked hard to keep our clients and readers up to date amidst the swiftly-changing currents in Summit County. While we pride ourselves on being your "hometown team", relatable to our clients with time-honored values and traditions, we strive to be ahead of the game when it comes to market trends and technology. Our breckenridgeassociates.com website is the top-ranking Breckenridge real estate source on all major search engines with a million views per year and over 100,000 regular visitors. Our locally-owned site receives more hits than the national chains with offices in Breckenridge. We are committed to delivering the information our clients and readers are most…

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November brings us Opening Day at Breckenridge Ski Resort which always feels like a national holiday, at least here in the high country. Goals for vertical feet and number of days on the mountain will be set. The last few months of the year can be some of the slowest for real estate showings which might just be the very best time for buyers to get their foot in the door of a new mountain home. Interest rates are still low so don’t put your search off until spring.

Here are Breckenridge Associates Real Estate Top 5 Deals for November 2021.

5739 Highway 9 - Under Contract
Classic Blue River home tucked back in the woods adjacent to National Forest. Just 4 miles from Breckenridge. Enjoy hiking out your back door, private fishing on the Goose…

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During the winter we celebrate each new dusting or dumping of snow. Most snowfalls are typically followed by bluebird skies.  But for those looking to escape a blustery snow day and still have some fun, Breckenridge offers many wonderful indoor activities. Large groups, families, couples and people of all ages can find the perfect way to spend the day indoors. 

Love to solve riddles, uncover clues or crack codes? Breckenridge is home to two fantastic escape rooms. The Escape Room located on Ridge Street has four rooms each with a different theme and difficulty rating. Private rooms can accommodate 3-11 participants. Mountain Time Escape Room has three locations, two at Main Street Station and one on Main Street. Each location is a private room with a…

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